The Four Hidden Tax Traps of Retirement
- and How to Escape Them Before It's Too Late
What you'll learn in this free masterclass:
Why your retirement income might push you into a higher tax bracket than before.
How taking income in the wrong order can cost you thousands in avoidable taxes.
The overlooked risk that can make the CRA your biggest heir.
Why most retirement plans fail to integrate—and how to fix it.
Webinar starts in:
But if your income, savings, and estate aren’t strategically coordinated, you could be giving away tens of thousands in unnecessary taxes — quietly, year after year.
This live online event will show you how to identify and escape the four most common tax traps before it’s too late.
You’ve worked your entire life to build your retirement nest egg.
Who is this webinar for?
Retirees or soon-to-be retirees who want to maximize their after-tax income
Business owners, farmers, or property owners planning to pass down wealth
Anyone who’s tired of guessing and wants to finally understand how taxes really work in retirement
Meet your private wealth designer
Beverly Krzmarcik
Beverly Krzmarcik brings unmatched expertise and dedication to her role as a private wealth designer at Your Virtual CFO. With years of experience in financial strategy and a passion for helping clients achieve their dreams, Beverly combines technical skill with a personalized, results-driven approach. She believes that financial success is never one-size-fits-all, which is why she takes the time to understand every client’s unique goals and challenges.
Whether you're looking to grow your business, secure generational wealth, or create a roadmap for retirement, Beverly works tirelessly to craft custom strategies built around you. Her deep knowledge, combined with her unwavering commitment to your success, ensures that you’re not just managing money—you’re building a legacy. Under Beverly’s guidance, financial confidence isn’t just a goal—it’s the standard.
Investment Management
Financial Planning
Strategic Consulting
Beverly's approach ensures your investments align with your risk tolerance, timeline, and goals.
From tax-efficient strategies to estate planning, Beverly leaves no stone unturned.
Whether you're navigating complex financial decisions or scaling a business, Beverly’s proactive insights empower you to make confident, impactful choices.
We are ready to serve you differently
Years of Experience
Star Rating
Satisfied Clients
Transforming finances with personalized strategies and innovative solutions to help you achieve lasting growth and financial confidence.
300-160 Quarry Park Blvd SE Calgary, AB
admin@yourvirtualcfo.ca
403-444-4904
Copyright © 2025 Your Virtual CFO. All Rights Reserved.
The Four Hidden Tax Traps of Retirement
- and How to Escape Them Before It's Too Late
What you'll learn in this free masterclass:
Why your retirement income might push you into a higher tax bracket than before.
How taking income in the wrong order can cost you thousands in avoidable taxes.
The overlooked risk that can make the CRA your biggest heir.
Why most retirement plans fail to integrate—and how to fix it.
Webinar starts in:
But if your income, savings, and estate aren’t strategically coordinated, you could be giving away tens of thousands in unnecessary taxes — quietly, year after year.
This live online event will show you how to identify and escape the four most common tax traps before it’s too late.
You’ve worked your entire life to build your retirement nest egg.
Who is this webinar for?
Retirees or soon-to-be retirees who want to maximize their after-tax income
Business owners, farmers, or property owners planning to pass down wealth
Anyone who’s tired of guessing and wants to finally understand how taxes really work in retirement
Meet your private wealth designer
Beverly Krzmarcik
Beverly Krzmarcik brings unmatched expertise and dedication to her role as a private wealth designer at Your Virtual CFO. With years of experience in financial strategy and a passion for helping clients achieve their dreams, Beverly combines technical skill with a personalized, results-driven approach. She believes that financial success is never one-size-fits-all, which is why she takes the time to understand every client’s unique goals and challenges.
Whether you're looking to grow your business, secure generational wealth, or create a roadmap for retirement, Beverly works tirelessly to craft custom strategies built around you. Her deep knowledge, combined with her unwavering commitment to your success, ensures that you’re not just managing money—you’re building a legacy. Under Beverly’s guidance, financial confidence isn’t just a goal—it’s the standard.
Investment Management
Financial Planning
Strategic Consulting
Beverly's approach ensures your investments align with your risk tolerance, timeline, and goals.
From tax-efficient strategies to estate planning, Beverly leaves no stone unturned.
Whether you're navigating complex financial decisions or scaling a business, Beverly’s proactive insights empower you to make confident, impactful choices.
We are ready to serve you differently
Years of Experience
Star Rating
Satisfied Clients
Transforming finances with personalized strategies and innovative solutions to help you achieve lasting growth and financial confidence.
300-160 Quarry Park Blvd SE Calgary, AB
admin@yourvirtualcfo.ca
403-444-4904
Copyright © 2025 Your Virtual CFO. All Rights Reserved.